Posts Tagged ‘Marriage’

Don’t Pay You salarry to your Husband

Not all things need to be split to your spouse while you and the she was entering a phase of the exploitation led to the level of our wedding. There are things you should cover it and needless to tell You in detail.

In The book The Hard Questions: 100 Essential Questions to Ask Yourself Before You Say “I Do”, Susan Piver suggested that we lock up for certain things. Sometimes, it is the wisest action to keep the feeling of  However, it does not mean you keep many secrets. Choose what could and could not be divided to the him.

According to Piver, there are five things you should not disclosed a person to his partner:

1. Nominal wages
If you are working and his status still lovers, we recommend that you do not have to face these plans shown in the salary slip. So know your salary is big enough, can-can he hope you continue to embalmer a date with reason to downsize for your future and he’s Another matter if she … was officially a spouse living under the bond of marriage, should You pass on a nominal salary. It concerns the family financial planning that needs to be discussed between you and him.

2. the “Password”
It feels uncomfortable she always investigate if the you or seemed in the eyes on. So, avoid this possibility by not giving the password e-mail, Facebook, or other personal accounts. The attitude of spying had no influence either for a relationship. Unless you both share an e-mail account after getting married, this is not a problem.

3. the name of the former
Avoid mentioning the name of a former lover, even if you consider the kindest man in him as you will ever know. Also remember the wonderful moments to avoid with the former, especially comparing to the former spouse. It will offend his ego and could even make it no longer interested in you.

4. no love to his mother
It’s no secret, many women who do not like the attitude of the prospective in-laws. If this condition is occurring, we recommend You also don’t show (much less said) this is in front of the her. This is probably going to make it feel pressured to choose you or her mother. Or even can damage relationships because the he felt burdened with your attitude to his mother. Want to learn to be patient relationship continues, the face of prospective in-laws.

5. other men Adored
Worshiped another man? Where women are like. Even if you do not respond to these men, not that you can tell me or even flaunt it in front of the her problem. Trust me, she would love to hear it. So no matter if it turns out You adore another man, then should just quietly. Si he need not know because you could be accused of having an affair with the man.

Internet business ideas

Every time I meet more people who are vegetarians, conviction or fashion. Yes for fashion since being vegetarian has become fashionable and is consistent with the trend of protecting the environment and our ecology. Arise and new business opportunities focused in that niche market may still not very large but precisely because it qualifies as a niche where there is not much competition yet and can offer new products or services. This is the case for example the website HappyCow that provides guidance to restaurants worldwide sites where you can go to lunch or eat vegetarian. This guide is combined with the sale of a series of “green” or “green” building an entire community around environmental protection and ecology. HappyCow also has an interesting application for smartphones like the iPhone, Android and Blackberry called VegOut that allows all community members interact with each reviewing and making recommendations on the best places to dine. As you can see both the website or application for mobile phones are similar to other sites HappyCow restaurant guides but has concentrated exclusively to the niche market of people dedicated to vegetarian food in order to differentiate these offers general guidelines restaurants.

Doing Business Trough Blog

Financial Tips and Info

I mean a blog called PeruFail just curious about issues that occur in Peru. The blog is really super fun and basically consists of photos or images or videos with interesting facts. The use of text is lower minimum items to display only pictures or videos of funny things that happen in Peru. Although PeruFail is “anchored” geographically in Peru, has been obtained in a few months more than 9 billion hits per day to your blog. PeruFail recently began publication in May 2010 in only nine months has achieved the impressive figure of visits is endorsed by the high ranking it has on Alexa.com. So you can compare, I HagaNegocios.com it took me some 2 ½ years to have those figures they have achieved in just 8 months. Another thing to highlight is the already mentioned PeruFail in the direction of the virtual absence of texts in their articles or posts when it is advisable to always have items of 250 words on average. In addition PeruFail has been engaging their readers for whatever they may send the photos which are then posted on the blog.

Three important things in managing joint finances

Personal Finance

First, the division of labor is needed in terms of managing finances. Examples in short, who pays all the daily needs of households. Suppose you as a wife who must pay for the husband in this case must transfer sufficient funds each month to meet all financial needs of the family.

If you decide to delegate one person to pay all monthly bills then the family the important thing to consider is the honesty. Where you both must be open to one another with regard to money problems. Do not get when you use the joint account and one of you take a huge amount of funding and did not tell you pasagan. Once your partner need for a very important thing and that was available was not sufficient.

Second, the agreed expenditure is vital. You both need to agree on spending plan. This is usually related to expenses that are not fixed, for example the decision to replace with a new car after a few years? Or what you both think about with regard to vacation? In conclusion, you should discuss and agree on the need to be fulfilled, what is the common desire and what you can meet.

The last thing that becomes very important is saving money. In this vision of the future becomes very important. Where the goals that you and your partner will determine the motivation and the selection of strategies that can help you achieve your future goals owned. That way you will also see the importance of allocating funds currently and starting right now.

Thus a brief review about money in connection with the marital relationship within the family. May provide input and additional knowledge for you.

The Importance of the Division of Duties in Managing the Family Finances

Here are three types of management where you can choose according to your wishes with your partner. Of course there are many more existing management patterns. The most important thing here is the mutual openness and family life with a shared responsibility.

1. Money together and Envelope System

Combined income of husband and wife live together. After that, a combination of both direct revenue is allocated to routine expenditure items which have been calculated first. Typically, each heading is represented by a single envelope. Expenditure items that, in some families, not just eating and drinking and household needs, and electricity alone, but also includes pay for a home mortgage, car payments, electricity, telephone, child’s school fees, insurance and need a car (petrol, regular service, damage, etc.). Even savings, personal expenses and vacation father-mother became a separate envelope. If there is remaining, put into savings husband or wife, or more specifically open a joint account at the bank for the â € ~ menampungâ € ™ remaining envelope every month.

2. Dividing By Percentage

This form of management is to divide the responsibility in the form of the number or percentage of whole family needs each month is calculated including the postal savings and postal emergency. Each agreed to contribute a certain amount to cover those needs. The remainder is used as a personal savings to personal needs. For example, the wife to buy perfume, lipstick, or dress. It could also not counting the family’s needs first, husband and wife contribute the same based on the percentage. For example, 80:20. That is, each “deposit” 80 percent of his salary. The remaining 20 percent is saved for yourself. If you can save money, the money together, which is 80 percent, can be left to the family savings, in addition to husband and wife also each have a personal savings.

Managing Family Financial

Personal Finance

Money is often a cause of divorce. Disputes about the finances can only occur in times when money abundance or lack of money. Indonesian society feel uncomfortable having to discuss financial problems within the family. Therefore, we feel the need to continue to call upon all people, especially married couples to learn each other openly about their finances. We strongly believe that everyone has a view about the different money because the husband or wife was raised in different environments. Failures in talking about money in the family potentially cause problems.

Many people feel that talking about finances in the family is taboo. However, in our opinion, this fact should be discussed. These circles ever think, Is to let the financial issues in family-soluble belarut will solve everything? Or it could become a snowball that continues to grow? Small problems can become big if not addressed and resolved wisely. Therefore, in terms of family finances badly needed a management scheme where each individual in the family (husband and wife) have the rights and obligations of each. With the division of responsibilities and in-depth discussion can alleviate problems that may arise in the future.

Managing Family Financial Part II

Personal Finance

Here are three types of management where you can choose according to your wishes with your partner. Of course there are many more existing management patterns. The most important thing here is the mutual openness and family life with a shared responsibility.

1. Money together and Envelope System

Combined income of husband and wife live together. After that, a combination of both direct revenue is allocated to routine expenditure items which have been calculated first. Typically, each heading is represented by a single envelope. Expenditure items that, in some families, not just eating and drinking and household needs, and electricity alone, but also includes pay for a home mortgage, car payments, electricity, telephone, child’s school fees, insurance and need a car (petrol, regular service, damage, etc.). Even savings, personal expenses and vacation father-mother became a separate envelope. If there is remaining, put into savings husband or wife, or more specifically open a joint account at the bank for the â € ~ menampungâ € ™ remaining envelope every month.

2. Dividing By Percentage

This form of management is to divide the responsibility in the form of the number or percentage of whole family needs each month is calculated including the postal savings and postal emergency. Each agreed to contribute a certain amount to cover those needs. The remainder is used as a personal savings to personal needs. For example, the wife to buy perfume, lipstick, or dress. It could also not counting the family’s needs first, husband and wife contribute the same based on the percentage. For example, 80:20. That is, each “deposit” 80 percent of his salary. The remaining 20 percent is saved for yourself. If you can save money, the money together, which is 80 percent, can be left to the family savings, in addition to husband and wife also each have a personal savings.

TIPS AND TRICKS SET HOUSEHOLD FINANCE

Build your budget

You are a government employee or private employee who has been married? How does the pattern of your household financial arrangements? It is well, or maybe still confused looking good pattern for managing finances? There are several types of patterns of household financial arrangements are most commonly done by most of Households:

  • System is not controlled, in this case there is absolutely no consensus on the husband and wife, sometimes many husbands who buy and spend money for household purposes, sometimes vice versa wife the most. There are no books and no fundamental agreement on purchase of goods, domestic life runs flowing.
  • Household Budget System, in this system there so that the household budget set spending only be such as the daily food shopping, household needs such as bathing and washing purposes, until the child’s pocket money. Here the husband and wife agreed to deposit money each month from the salary of each, for example, each deposit Rp. 1 million per month.
  • Household Financial System, in this system Households are considered as a company that has a financial system that neat and controlled. In this case the money income and wages of husband and wife were grouped together and arranged in a controlled financial system. Well, this is the best system when you apply in your household.