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I think we are taking their first steps … My story perhaps serve them well:

I come from a poor family, I inherited my mother’s desire to sell, from childhood taught me to bake sales, Atolillo, refreshments and make a good soup. I inherited my father’s honesty and desire to learn new things according to patterns that gives you life. My parents helped me throughout my primary education, I continued my studies by myself. At night he worked as a security guard and taught the boys tomorrow, since he had gotten a scholarship to a university to study mathematics. I did not graduate in that race because I did not have much time to study and for that race was needed to give time for studies, but noted that students of administration, the passing was real cool and I decided to study a technical emphasis in marketing higher and sales, I tell them I liked it and passed with good grades. Still working to save and it was my turn to be guarding the house of a great financier who liked to watch me doing. One day the security guard company sent me to make a turn for the best building of my country in an IT company. I watched as the vendors working with the help of another guard encouraged me confidence that I could enter as a salesman and he said was super easy, and I took forward without knowing anything about computers. I interviewed and pasted it, so I kept working night and day and keeps me up his uniform for a long-sleeved and tie. In the decision, I supported my wife, because the salary was based on sales commission and the guard was fixed salary. Time passed and no more weary I detail what I have accomplished:

1. He sold newspapers, Atol, soups, chewing gum, lottery etc. and monitoring studies.
2. Then I went to live at night we were working as security guards and in the morning I was teaching in high school for having taken 2 years of Mr. Math. I tell them to put me to physical.
3.Then, worked as a guard at night and by day as a seller of computers and other services.
4. Then the Chief Financial Officer of that time, gave me a place in the accounting department and so I’ve had a more stable income for my family and myself, but also allowed me to sell products and services.
5. As life and had taught me to use computers, I was transferred to a printing department to print high volumes for large companies in my country its financial statements and invoices.
6. And … then spent 7 years learning hard work, but I liked them ami, although many of my colleagues laughed at me for my desire to work without expecting anything in return and they happened to end 15 months ago that I am the manager of my department and I have 10 colleagues under one day laughed at me, but every day inspired them to give their best every day and I think are a good team and I appreciate how much they know.
7. Today I earn a little over $ 1000 dollars, that in my country that’s a pretty well paid, and the company has sent me to classes and production managers to Central American countries, I have trained with many administrative tools and I have just 33 years for me it was a challenge and so I share with you.

Let me begin by clarifying that these articles of how to invest are not for people who want to make millionaires in a day, nor are the sacred secret of the holy deity. These are practical items that will help you understand a little more how the process of investing in general.

He had previously talked about how the stock market works and an introduction to this world. You should only invest what you can lose, that the performance of your investment is related to the risk you take, and that the stock market is where companies’ shares are traded (trade). Now we’ll talk a little more than the usual options a person has to start investing money in the bag.

Retirement Accounts sponsored by the employer (401 (k), 403 (b))
As a type of benefit, the company they work could offer retirement plans in which you could make money automatically from your salary. These plans have the advantage that your contribution to this account is made before you charge taxes, for example, if you contribute $ 100, it is likely that net income is reduced by only $ 75. There are two types of accounts that are the most common 401 (k) and 403 (b).

The only difference between these accounts is that the 401 (k) is used for private companies and 403 (b) are used for nonprofit organizations. I imagine that other countries have similar systems to this. Another advantage of these accounts is that the employer has an incentive program where the company matches your contribution up to a certain percent of your salary.

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One of the greatest curiosities in the world of finance we have is the stock market. This has always been the icon up to the possibilities of earning money and become a millionaire. In this introduction to the investments I will try to explain in a simple way how this system would work for an ordinary individual. This article is not about making money and become a millionaire but to explain some terms about this phenomenon.

What is an investment?
“… It is the act of having money or capital in an enterprise with the expectation of profit” according to Princeton University.

When you make an investment this money is likely to gain or lose money, but there is always the expectation that you won. The biggest mistake people make when they start investing in stocks is investing more than it should. You have to keep in mind that you should only invest what you’re willing to lose. The investment is only one legal gambling.

Savings become investment
As you’ve read several times in articles and on the page about who we are, my duty as CFO and as a friend is to teach different forms the basis of all financial health, savings. When mobilization should have several funds to better identify who could invest money. Remember that the first thing you should save it for an emergency fund. After you have enough money for any unforeseen event could start an investment fund.

What is an action?
Imagine that a company is divided like a cake (cake, biscuit) in many equal pieces. These pieces are called shares and if you have a piece you own a part of the company or shareholder. The majority of companies that are in the stock market are split into thousands of pieces, it means that although you own the company did not have no say (unless you have many pieces). If the value of the company rises, your piece will be worth more and if it falls less. Here’s an example:

If you buy an action that is now worth $ 10, this becomes an action regardless of the price. If the stock is worth $ 20 tomorrow, you will have $ 20. If the action has $ 1 dollar lost 90% of your initial investment.

The relationship between risk and performance (what you earn)
The most important thing to know about investing is the positive relationship between the risk you take and the gain you get from your investment (performance). The more risk you have of losing money, the more money you could win (or lose).

What happens in the stock market?
In the stock market is where companies and individuals have the opportunity to buy and sell these pieces (shares) of the company. Ordinary people usually do not buy the shares of the company through the company if not a third party (broker). The value of this company changed regarding how well the company is doing and also do in the future. If the company does poorly, the chances are that your actions fall in price.